Vehicle Insurance2018-08-22T06:28:22+00:00

Find the Vehicle Insurance Plan that’s perfect for your needs.

Call us at (520) 308-5202 for your quote, today, or…

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VEHICLE INSURANCE FOR YOUR UNIQUE NEEDS

Simply call us at (520) 308-5202 or email us at info@simple-az.com to issue an auto policy.

Documents and policy cards can be emailed directly to you within minutes!

Motor vehicle Insurance in Arizona

We’ll ask you a few, simple questions…

  • Legal name (How it appears on your Driver’s License)

  • Current Address and previous address if less than 5 years at current.
  • Date of Birth – All applicants.
  • Drivers License & Social Security Numbers
  • Previous Insurance Carrier (if any) & How long.
  • A few other questions, depending on what type of policy your requesting a quote for (i.e. Vehicle, Home, Business, etc.)

That’s it!

VEHICLE INSURANCE FAQs

How much auto insurance is right for you?2018-08-22T05:57:02+00:00

Our team understands the Arizona car insurance needs of our customers.

Auto insurance requirements vary by state. In some states, to drive you must carry:

  • Liability coverage – to pay for losses you cause others, or:
  • No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
  • Both liability and no-fault coverage.

We are licensed to write insurance in 42 states but focus Arizona, more specifically, in Marana, Oro Valley, Dove Mountain, and the rest of Pima County. We would be happy to help you ensure you have the right coverage for where you live.

Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:

Collision Insurance

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance (Other than Collision)

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed.

What is the difference between collision physical damage coverage and comprehensive physical damage coverage?2018-08-22T04:01:57+00:00

A: – Collision coverage generally covers you when you hit someone, someone hits you, or its hit while its parked.Collision is defined as losses you incur when your car collides into another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.

– Comprehensive provides coverage for mostly other direct physical damage losses you could incur, including theft. For example, damage to your car from a hailstorm will be covered under your comprehensive coverage.

My car isn’t worth much, do I need to purchase car insurance?2018-08-22T04:01:13+00:00

A: Most states, including Arizona, have insurance laws that require drivers to have at least some car liability insurance. These laws were enacted to ensure that victims of car accidents receive compensation, when their losses are caused by the actions of a negligent individual.

Often times the cost of repairing the damages to an older car is greater than its value. In these cases, your insurer will usually just “total” the car and give you a check for the car’s market value less than the deductible. Many people with older cars decide not to purchase any physical damage coverage.

START YOUR INSURANCE QUOTE HERE

Call us at (520) 308-5202 or use the form below to start your quote, today!


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